401(k) / Defined Contribution Plan Recordkeeping.

Spectrum's defined contribution and 401k plan recordkeeping services deliver open architecture daily valuation and participant account management, which is run on an industry leading retirement plan system.

Request Proposal Participant Web Demo

Recordkeeping Platform Features, Add-ins, and Extensions

Spectrum's recordkeeping platform includes core features, add-ins, and extensions which are designed to improve participant outcomes and streamline plan administration.

Spectrum Payroll360

360-Degree Payroll Integration

Plan Advisor Website

Advisor Website

Integrated Financial Planning Module

Financial Planning Module

Spectrum Compass Managed Account

Managed Accounts

Multi-factor Authentication Cybersecurity

Multi-factor Authentication Security

Participant Website

Participant Website

Plan Sponsor Website

Plan Sponsor Website

Retirement Dashboard Analytics

Retirement Dashboard

Spectrum Navigator Mobile App

Spectrum Navigator

 
 
 

Recordkeeping Platform Investment Features

Spectrum's recordkeeping platform includes core features, add-ins, and extensions which are designed to improve participant outcomes and streamline plan administration.

Investment Direction Options

  • Participant Direction,
  • Trustee Direction, or
  • Hybrid (ex. Participant direction of 401k deferrals and Trustee direction of employer contributions)

Investment Menu

  • 100% open architecture, free of proprietary investment requirements
  • 20,000+ mutual fund and collective investment trust (CIT) options
  • Age/risk-based asset allocation models
  • Hundreds of exchange traded fund options (ETF)

Advanced Investment Options

  • Brokerage windows
  • Employer stock
  • Illiquid investments (ex. collectibles, precious metals, real estate, etc.)
  • Managed accounts