Spectrum Platform™ - the Most Flexible Recordkeeping Technology + Service Solution Available to Employers.

As an independent national recordkeeping technology provider, we partner with Plan Advisors/Brokers and Third Party Administrators (TPAs) who offer local personalized support to plan sponsors and participants. Spectrum Platform™ enables plan sponsors and participants to benefit from our leading technology solution, and also to engage their local professionals to address unique needs. Spectrum Platform™ can integrate with payroll, plan compliance, and financial management system making the plan administration easier for plan sponsors, Plan Advisors/Brokers, and TPAs.

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Spectrum Platform Adaptable Solution

Spectrum Platform gives employers the flexibility to choose their own plan advisor/broker and TPA.

Your Administrator

Your plan's contracted administrator or third party administrator (TPA) manages plan eligibility, compliance, and government reporting.

Your Advisor/Broker

Your plan's Advisor/Broker manages the plan investment menu and can support employer plan sponsor with fiduciary matters.

Our Technology

Spectrum Platform maintains participant accounts, fund balances, investment options, plan websites, and technology resources.

Your Assets Safeguarded by Leading Financial Institutions

Spectrum Platform integrates directly with leading retirement plan regulated financial institutions. Clients and their brokers/plan advisors can rest easy, knowing plan assets are safeguarded and secure.

Charles Schwab

 

Fidelity Investments

 

Matrix Broadridge

 

Recordkeeping Platform Features, Add-ins, and Extensions

Spectrum's recordkeeping platform includes core features, add-ins, and extensions which are designed to improve participant outcomes and streamline plan administration.

Spectrum Payroll360

360-Degree Payroll Integration

Plan Advisor Website

Advisor Website

Integrated Financial Planning Module

Financial Planning Module

Spectrum Compass Managed Account

Managed Accounts

Multi-factor Authentication Cybersecurity

Multi-factor Authentication Security

Participant Website

Participant Website

Plan Sponsor Website

Plan Sponsor Website

Retirement Dashboard Analytics

Retirement Dashboard

Spectrum Navigator Mobile App

Spectrum Navigator

 
 
 

Spectrum Platform Subscription Packages

Built to Meet a Wide Range of Plan Sponsor Objectives

Spectrum Platform Essentials

Spectrum Platform Essentials provides TPAs and their Sponsor clients with a system to serve their core recordkeeping needs. Essential recordkeeping services deliver open architecture daily valuation and participant account management. Recordkeeping Essentials service is most often used when your TPA is coordinating daily transaction support to participants in addition to annual administration.

Featured Services

Participant Website Sponsor Website Online Payroll 20,000+ Investment Options Routine & On-Demand Reporting
Transaction Processing Account Management Disclosure Notices Online Tools Rebalance & Transfers

Spectrum Platform Essentials+

Spectrum Platform Essentials+ provides all the core system services with the addition of Payroll360™ for Sponsors who provide full demographic information each payroll. With that addition we can offer features such as custom reporting, payroll integration, online contribution rate changes, & online beneficiary designations.

Featured Services

Participant Website Sponsor Website Online Payroll 20,000+ Investment Options Routine & On-Demand Reporting
Transaction Processing Account Management Disclosure Notices Online Tools Rebalance & Transfers

Add-Ons

Custom Reporting Payroll360™ Online Contribution Rate Changes Online Beneficiary Designations

Spectrum Platform Premier

Spectrum Platform Premier provides a more hands on approach to managing your plan. With enhanced services including plan document integration, participant services helpline support, online distributions & loans, online enrollment & forms. Recordkeeping Premier service is most often used when your TPA is providing the annual administration service and the recordkeeper is providing daily transaction support.

Featured Services

Participant Website Sponsor Website Online Payroll 20,000+ Investment Options Routine & On-Demand Reporting
Transaction Processing Account Management Disclosure Notices Online Tools Rebalance & Transfers

Add-Ons

Plan Document Integration Participant Services Helpline Online Distributions Online Participant Loans Online Enrollment

Spectrum Platform Premier+

Spectrum Platform Premier+ provides all the Premier services with the addition of Payroll360™ for Sponsors who provide full demographic information each payroll. With that addition we can offer add on features such as custom reporting, payroll integration, online contribution rate changes, online beneficiary designations and tracking vesting and eligibility.

Featured Services

Participant Website Sponsor Website Online Payroll 20,000+ Investment Options Routine & On-Demand Reporting
Transaction Processing Account Management Disclosure Notices Online Tools Rebalance & Transfers

Add-Ons

Plan Document Integration Participant Services Helpline Online Distributions Online Participant Loans Online Enrollment
Custom Reporting Payroll360™ Online Contribution Rate Changes Online Beneficiary Designations Eligibility & Vesting Monitoring